Let us help you find and get the home loan that fits your needs and lifestyle.

No matter if this is your first home or an investment home for you, we have the information to help you find and get the mortgage that’s right for you. We want to make the process as easy to understand as possible so you can enjoy your new home!

@properties is excited to partner with Guaranteed Rate, The Home Purchase Experts(SM). Guaranteed Rate is revolutionizing life's biggest purchase by offering low-rate, low-fee mortgages through a simple, easy-to-understand process and unparalleled customer service. Guaranteed Rate adds value to the mortgage process with online pre-approvals, helpful ebooks, an online loan status monitor, and a dedicated Loan Officer working together with you and your broker to ensure you have exceptional service throughout your home purchase.

What are the top 3 misconceptions people have about the home loan process?
1. it is difficult to qualify for a new loan
2. you need 20% down
3. I can't buy so I should just rent

What advice would you give new or first time home buyers?
Budget, budget, budget. A first time home buyer's budget is critical and knowing what expenses are directly incurred when buying a home. The best advice I give is to spend less than you want and do not use a pre qualified purchase price as a guide. You need to understand the monthly expenses associated with owning a home. Annual home repairs and maintenance are always overlooked. A first time buyer will want to have reserves as well. Your new home comes with needs and expenses that a renter does not have to budget in their monthly or annual exspenes.

Talk to Samantha about your home financing options.

I am dedicated to providing a smooth and enjoyable real estate experience to all my clients. Your needs will always come first and I am ready to assist in finding the best home loan for you.
Samantha Kalamaras 847.858.7725
samanthakalamaras@gmail.com

Does the home loan process confuse or stress you out? Don’t worry - our free eBook is here to help. It’s chock-full of jargon-free information on the entire mortgage process, and explains how to shop for a mortgage, the importance of a good credit score, how lenders figure out what you can afford, all the steps of the mortgage process and more.

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